Bill payment system and method utilizing bank routing numbers

US7213003B1 · kind B1 · utility

Assignee

• CHECKFREE CORPORATION · US

Inventors

• Peter Kight · Alpharetta, US
• Mark A. Johnson · Spicewood, US
• Tamara K. Christenson · Gahanna, US
• Regina Lach · Dublin, US
• Philip Pointer · Columbus, US
• Kenneth Cook · Gahanna, US

Key dates

• Filing date: Mar 31, 2000
• Grant date: May 1, 2007
• Expiry date: Sep 1, 2021

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/03
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system and method for paying bills which uses bank routing numbers. A service provider receives a bank routing number from a consumer, the routing number belonging to the bank at which the consumer maintains a deposit account. The service provider verifies that this received routing number is correct. The verification includes comparing the received routing number to a database of routing numbers which the service provider has obtained from banks.