Method and apparatus for embedding encrypted images of signatures and other data on checks
US7228428B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Dec 14, 2001 |
| Grant date | Jun 5, 2007 |
| Priority date | — |
| Expiry date | Sep 29, 2023 |
Classification
- Technology area (CPC B)Performing Operations; Transporting
- CPC primaryB42D25/29
- WIPO fieldOther consumer goods
- WIPO sectorOther fields
Abstract
Apparatus, methods, and articles of manufacture consistent with the present invention provide a check validation scheme wherein a payor's signature is digitized, encrypted and embedded on the front of the check using glyphs. When the payor seeks to convert a blank check into a negotiable instrument, the user fills out the check and signs it. When the check is presented to a bank for payment, a teller using a decoding device, decodes and decrypts the digitized signature such that a human-readable image of the digitized signature can be seen on a screen for comparison with the payor's scripted signature. If the two signatures are identical, the check is honored.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.