Computerized system for combining insurance company and credit card transactions
US7246068B2 · kind B2 · utility
Inventor
Key dates
| Filing date | Aug 10, 2001 |
| Grant date | Jul 17, 2007 |
| Priority date | — |
| Expiry date | Sep 19, 2021 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG16H40/67
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method and apparatus for combining a credit card account with a medical services or insurance account. A client establishes a credit card account and links the credit card account to an insurance policy or medical services account. The client uses the credit card and generates rebates used to offset the cost of the insurance policy or make payments into the medical services account. The form of the rebate depends on the type of insurance policy or medical services account selected by the client. An interactive Web site is provided for creation, coordination, and monitoring of the linked credit card accounts and insurance policies. A client uses the interactive Web site to explore different insurance policies and the effects of using credit card rebates to offset the price of an insurance policy. The interactive Web site also provides services for the client to maintain and monitor the linked accounts.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.