Intelligent method of order completion in an e-commerce environment based on availability of stored billing information

US7346587B2 · kind B2 · utility

Assignee

• AOl · US

Inventors

• Seth Goldstein · New York, US
• Rajesh Mahajan · Fremont, US
• Prakash Muppirala · San Jose, US
• Benjamin Quigley · Reston, US
• Jai Rawat · Sunnyvale, US
• Venkatesh Subramanya · Fremont, US
• Vincent Tran · Arlington, US

Key dates

• Filing date: Dec 6, 2002
• Grant date: Mar 18, 2008
• Expiry date: May 31, 2023

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/382
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

An intelligent method of e-commerce order completion automatically completes an order using either stored billing information, or information supplied at purchase if none is stored. User sends an order to a merchant. On receipt, user's authentication level is checked. If user is authenticated and billing information has been stored, it is retrieved and order completed without further user action. When none has been stored, flow redirects to a digital form for entering billing information, whereupon order is completed. In this case, after order completion, the user may save billing information to create a new digital wallet. To create the wallet, if the user isn't authenticated, or is insufficiently authenticated, they are first prompted to authenticate. Upon wallet creation, the user is fully authenticated and can complete purchases quickly without providing billing information with every purchase.