Technique for presenting matched billers to a consumer

US7395243B1 · kind B1 · utility

Assignee

• CHECKFREE CORPORATION · US

Inventors

• William D. Zielke · Suwanee, US
• John J Frech · Alpharetta, US
• Teri W. Bemis · Marietta, US
• Donald Hobday · Blacklick, US
• Mark T. Harris · Westerville, US
• Hans Daniel Dreyer · Pataskala, US
• Randal A. McCoy · Sugar Hill, US

Key dates

• Filing date: Nov 1, 2002
• Grant date: Jul 1, 2008
• Expiry date: Aug 1, 2025

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/102
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A technique for identifying a consumer's electronic billers in which the consumer does not identify billers is provided. The consumer transmits, from a consumer station, a request for a service provider to identify his or her electronic billers. This request includes information identifying the consumer, but excludes any information identifying any biller. In response to the transmitted request, the consumer receives, at the consumer station, a listing of one or more electronic billers of the consumer. That is, these are electronic billers with which the consumer has a relationship. Also, the consumer has not previously requested to the service provider to electronically present bills of any of the electronic billers included in the listing.