Patent · US Expired

Pre-paid activation and replenishment on a point-of-sale device

US7413117B2 · kind B2 · utility

23Cited by
45References
41Claims
0Family size

Assignee

Inventors

Key dates

Filing dateFeb 9, 2005
Grant dateAug 19, 2008
Priority date
Expiry dateSep 30, 2025

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q20/40
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A system and method for processing prepaid financial transactions. One or more remote terminals are adapted to acquire transaction information from a user and transmit a first signal indicative of the transaction information. The remote terminal is further adapted to receive a second signal indicative of authorizing information that is delivered to the user. In addition, an authorizing host is adapted to receive the first signal transmitted by the one or more remote terminals. In one aspect, the authorizing host routes the first signal including the transaction information to an exchange host for approval of the financial transaction, and the exchange host transmits the second signal including the authorizing information to the remote terminal via the authorizing host.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.