Check accepting and cash dispensing automated banking machine

US7416113B2 · kind B2 · utility

Assignee

• Diebold Self-Service Systems, Division of Diebold, Incorporated · US

Inventors

• Thomas A. VanKirk · Wooster, US
• Jon E. Washington · Wilmington, US
• Brian Jones · Redmond, US
• William D. Beskitt · Canton, US
• Harry T. Graef · Bolivar, US
• David A. Peters · Tallmadge, US
• Damon J. Blackford · Akron, US
• Dale H. Blackson · Highland Heights, US
• Edward L. Laskowski · Seven Hills, US
• Songtao Ma · Wadsworth, US
• Tim Crews · Alliance, US
• Kenneth Turocy · Wadsworth, US
• Douglas T. Dominick · North Canton, US
• Jason J. Smolk · Fairlawn, US
• Brian E. Lucas · Wilmington, US
• Bradley Lightner · Akron, US

Key dates

• Filing date: Aug 13, 2007
• Grant date: Aug 26, 2008
• Expiry date: Aug 13, 2027

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/203
• WIPO field: Control
• WIPO sector: Instruments

Abstract

An automated banking machine that is activated responsive to data read from user cards which accepts checks and dispense cash to users. The automatic banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the automatic banking machine in exchange for a deposited check. The automatic banking machine dispenses cash responsive to communications with a transaction host.