Data structure, method and system for generating person-to-person, person-to-business, business-to-person, and business-to-business financial transactions
US7433845B1 · kind B1 · utility
215Cited by
90References
14Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Apr 13, 2000 |
| Grant date | Oct 7, 2008 |
| Priority date | — |
| Expiry date | Apr 13, 2020 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/12
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The delivery of a secure method and system of generating person to person, business to business, business to person and person to business transactions involving transfer of funds from one party (the purchaser) to a second party (the vendor). The functionality of existing credit/debit cards and the associated infrastructure is extended to provide a secure global mechanism for individuals/businesses to receive funds without revealing confidential information or having to become credit/debit accepting merchants.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.