Patent · US Active

Card management system and method

US7451113B1 · kind B1 · utility

198Cited by
8References
8Claims
0Family size

Assignee

Inventor

Key dates

Filing dateMar 21, 2003
Grant dateNov 11, 2008
Priority date
Expiry dateJun 13, 2026

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG07F7/122
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A method of registering a credit card user's credit card information by a credit card management organization. A card user accesses the card management computer system in a computer network. The method provides a user interface whereby the user grants authorization to the card management organization to obtain the card user's credit report from a credit reporting bureau. The method further transmits a request for the user's credit report to a credit reporting bureau and automatically downloads the user's credit report when received. The method further parses the credit report to determine a card issuer for each card on the credit report using a database of card issuer aliases. The method then fully or partially automatically registers each card with the user's account in the card management association and then presents the opportunity to the user to review and edit each card.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.