Cash withdrawal from ATM via videophone
US7461779B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Aug 28, 2007 |
| Grant date | Dec 9, 2008 |
| Priority date | — |
| Expiry date | Aug 28, 2027 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F19/20
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Apparatus and method for purchasing cash from an ATM. The ATM has a unique identifier visibly located thereon. A customer phone includes a camera and a programmable memory. The camera can be used to capture an image of the ATM's identifier. The memory includes customer account data. A customer uses their phone to establish wireless communication with a transaction host. The customer can transmit to the host a request for cash from the ATM. The request includes the account data and the image. The host can use the account data in payment for the requested cash. The host uses the image to identify the particular ATM associated with the request. After payment, the host causes the identified ATM to dispense the requested cash.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.