Method of payment by means of an electronic communication device

US7490062B2 · kind B2 · utility

Assignee

• International Business Machines Corporation · US

Inventors

• Uwe Hansmann · Altdorf, DE
• Horst Henn · Eppelheim, DE
• Lothar Merk · Weilmünster, DE
• Thomas Stober · Herrenberg, DE

Key dates

• Filing date: Jan 2, 2001
• Grant date: Feb 10, 2009
• Expiry date: Jul 8, 2023

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0601
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A method, system and program for payment in a purchasing action performed by means of a cellular standard communication between a customer using said cellular standard communication device and a provider offering goods and/or services, wherein the communication between said customer and said provider is performed via a voice channel of said communication device and transmissions of an electronic bill from said provider to said customer, of a money transfer order from said customer to a payment provider and of a receipt of payment from said payment provider to said customer are performed via a service channel of the cellular standard network.