Patent · US Expired

Method and apparatus for facilitating online payment transactions in a network-based transaction facility using multiple payment instruments

US7499875B1 · kind B1 · utility

65Cited by
239References
25Claims
0Family size

Assignee

Inventors

Key dates

Filing dateMay 22, 2000
Grant dateMar 3, 2009
Priority date
Expiry dateMay 22, 2020

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q40/04
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A method and apparatus for facilitating online payment transactions between participants in a network-based transaction facility are described. In one embodiment, user interface information is communicated to a first participant via a communications network. The user interface information identifies various payment instruments available for processing online payment transactions in the network-based transaction facility. Further, payment option information is received from the first participant via the communications network. The payment option information indicates the willingness of the first participant to accept a payment from a second participant via one or more of the various payment instruments. This payment option information is passed to the second participant via the communications network. Afterwards, personal billing information is accepted from the second participant via the communications network to facilitate an online payment transaction between the first participant and the second participant. The personal billing information concerns a payment instrument selected by the second participant from the payment instruments specified by the first participant.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.