Method of settling signatureless payment of bank card sales slip in mobile terminal, and system therefor
US7500606B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Apr 14, 2006 |
| Grant date | Mar 10, 2009 |
| Priority date | — |
| Expiry date | Aug 7, 2026 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07G1/14
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Provided is a method of and system for settling signatureless payment of a slip of bank card sales in a mobile terminal such as a cellular phone, a personal digital assistant, and a smart phone, having a mobile IC (Integrated Circuit) chip card, to then be printed on a transaction approval sales slip, to thereby make personal authentication completed and prevent the sales slip from being forged or fabricated, without signing on a customer's autographical signature of the sales slip. The signatureless payment settlement system has an algorithm for producing a personal authentication value in an IC chip card mounted on the mobile terminal including the cellular phone or PDA (Personal Digital Assistant), and receives a card issuing company key, card issuing information, a card password, an IC chip card produced random number to produce a personal authentication value. Then, the signatureless payment settlement system transmits the generated authentication value to the mobile payment settlement terminal in a card affiliated shop together with the card information through an IR (Infrared Ray), RF (Radio Frequency), or bluetooth communication, to then make the personal authentication val…
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.