Systems and methods for processing check identifiers using replacement symbols

US7503486B2 · kind B2 · utility

Assignee

• FIRST DATA CORPORATION · US

Inventors

• Daniel Ahles · Houston, US
• Paul D. Dauben · Houston, US

Key dates

• Filing date: May 10, 2007
• Grant date: Mar 17, 2009
• Expiry date: May 10, 2027

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q50/188
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

An original check identifier in MICR format includes separator symbols that do not appear on a typical computer keyboard. When a user is entering a check identifier from a computer or a telephone, the user is instructed to replace the separator symbols with replacement symbols that appear on a typical computer keyboard. The replacement symbols indicate the separation of fields within the check identifier, such as the routing number field, the account number field and the check number field. The entered check identifier with replacement symbols is parsed to distinguish the fields. After the fields are distinguished, the routing number, the account number and the check number of the check identifier are identified.