Secure PIN management
US7526652B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Jan 26, 2004 |
| Grant date | Apr 28, 2009 |
| Priority date | — |
| Expiry date | Jan 12, 2026 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L2209/56
- WIPO fieldControl
- WIPO sectorInstruments
Abstract
A system and method of secure PIN processing in a network transaction includes a transaction manager that sends terminal data to a terminal. The terminal generates corollary data from user input and the terminal data. The corollary data is sent to the transaction manager. The transaction manager then sends the corollary data and HSM data to a hardware security module. The hardware security module generates a PIN from the corollary data and the HSM data, encrypts the PIN and generates a PIN block. The transaction manager uses the PIN block and transaction data to send a transaction request to the ATM Network.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.