Systems and methods for notifying a consumer of changes made to a credit report
US7542993B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Jan 20, 2006 |
| Grant date | Jun 2, 2009 |
| Priority date | — |
| Expiry date | Jul 24, 2026 |
Classification
- Technology area (CPC Y)Emerging Cross-Sectional Technologies
- CPC primaryY10S707/99948
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system and method for monitoring unauthorized changes to a database and providing a notification to a user according to preferences set by the user. The user can select one or more data entries within a database to be monitored. When these data entries are changed, a notification is sent to the user. The user can also select a credit score or rating within the database to be monitored. When the credit rating changes, a notification can also be sent to the user. Notifications regarding interest rates, prices, and other financial information associated with a change in a credit score or rating can also be sent to the user according to preferences set by the user.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.