System and method for managing account addresses

US7552074B2 · kind B2 · utility

Assignee

• FIRST DATA CORPORATION · US

Inventors

• Heather Bruce · Lexington, US
• Doug Stewart · Omaha, US
• Margaret Henry · Redwood City, US
• Jacquelyn S. Rongish · Missouri Valley, US
• Gretchen Donlin · Gretna, US
• Matthew A. Rademacher · Omaha, US
• John L. Johnson · Raleigh, US
• Jeffrey A. Harpenau · Omaha, US
• Michael Grear · Omaha, US

Key dates

• Filing date: Aug 3, 2006
• Grant date: Jun 23, 2009
• Expiry date: Jun 6, 2027

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/00
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A network for managing account addresses (such as for credit card accounts) where correspondence and other communications mailed to account holders may have different purposes (e.g., credit card statement, new credit card, marketing correspondence). The network has a database for storing addresses and a database management system for retrieving those addresses. A default address is provided when there is no address stored in the database for the intended purpose of a mailing. The addresses are in categories, with each category associated with a different communication purpose, and with multiple addresses in each category. The multiple addresses within each category may be permanent, temporary or repeating. If temporary or repeating, effective start and end dates are associated with the addresses. There may be multiple cardholders for each account, in which case the address categories (and multiple addresses within each category) are associated with each cardholder.