System, apparatus and method for obtaining one-time credit card numbers using a smart card
US7568631B2 · kind B2 · utility
Assignees
Inventors
Key dates
| Filing date | Nov 21, 2005 |
| Grant date | Aug 4, 2009 |
| Priority date | — |
| Expiry date | Jul 16, 2027 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/24
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system, apparatus and method for utilizing one-time, or temporary, “credit” card information for executing purchase transactions with a smart card or similar electronic data card device. The card is activated in an activation process with the issuer prior to receiving and utilizing temporary card information (numbers). Retrieval and submission of temporary card information is performed in an automatic process executed by application programming, such as within a web browser. By way of example, a user surfing the web commences a purchase transaction wherein their smart card communicates with the issuer of the smart card to retrieve one-time or temporary use card data which is submitted through the network for processing within the transaction. In one embodiment the programming is executed within a web browser which marks card data fields within transaction forms and automatically fills these fields with temporary card information received from the issuer.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.