Method and system for enabling item-level approval of payment card

US7628319B2 · kind B2 · utility

Assignee

• MASTERCARD INTERNATIONAL INCORPORATED · US

Inventors

• Peggy Brown · Chesterfield, US
• Janet Guthrie · San Francisco, US
• Edward McLaughlin · Newtown, US
• Samantha Ross · New York, US
• Matthew Lanford · New York, US

Key dates

• Filing date: Jul 3, 2007
• Grant date: Dec 8, 2009
• Expiry date: Jul 3, 2027

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/00
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A method includes the steps of facilitating obtaining indicia identifying individual items to be purchased at a point of interaction, in conjunction with an inbound authorization request; facilitating translation of the indicia into a form understandable by a third party transaction approver, to obtain translated indicia; and facilitating transfer of the translated indicia to the third patty transaction approver for item-by-item validation on the individual items. The transfer of the translated indicia is in conjunction with an outbound authorization request. A system implementing the method can make use of an inventive transfer engine.