Method and apparatus for contactless payment authentication
US7641111B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Dec 29, 2005 |
| Grant date | Jan 5, 2010 |
| Priority date | — |
| Expiry date | Sep 16, 2026 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/321
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The present disclosure relates generally to the authentication of contactless payments attempted by a device having embedded contactless payment functionality. In particular, the disclosure is directed to systems and methods that utilize authentication schemes that already exist on a device in which the contactless payment functionality is embedded. One example of such authentication schemes is the use of password protection to lock or unlock the device in which the contactless payment functionality is embedded. Using the password protection functionality may provide varying levels of authentication protection based on the desires of the user. A number of exemplary uses of such a method and apparatus are disclosed herein.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.