Automated banking machine providing a cash payment option

US7644041B1 · kind B1 · utility

Assignee

• Diebold Self-Service Systems, Division of Diebold, Incorporated · US

Inventors

• David B. Schultz · Henderson, US
• Dale H. Blackson · Highland Heights, US
• Nat Ramachandran · Uniontown, US
• Mark D. Smith · Panama City, US

Key dates

• Filing date: Feb 27, 2003
• Grant date: Jan 5, 2010
• Expiry date: Jul 28, 2026

Classification

• Technology area (CPC G): Physics
• CPC primary: G11B2220/913
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

An automated teller machine (ATM) (10) includes a display device (14), an input device (16), a cash acceptor (22), and a cash dispenser (24). The ATM also has access to a network, such as the Internet. The ATM enables a user thereof to make online purchases of goods and to receive from the user a cash payment for the purchase through a cash acceptor. The ATM administrator pays the merchant who supplies the goods. An ATM may be operative to also dispense purchased digital content and/or gift certificates. Purchased goods may also be hand delivered to an indicated address. The ATM may be further operative to charge a user fee for transactions.