Masking private billing data by assigning other billing data to use in commerce with businesses
US7664701B2 · kind B2 · utility
Inventors
Key dates
| Filing date | Nov 1, 2006 |
| Grant date | Feb 16, 2010 |
| Priority date | — |
| Expiry date | Jun 26, 2027 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/03
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method and apparatus for shielding a user's private billing data, such as credit card information, or other billing arrangements, but distributing different billing data to businesses during commerce therewith. Also disclosed is assigning the different billing data through real-time and advance distribution of the different billing data to a user, as well. Also disclosed is validating the correctness of a charge through confirmation of the charge with a financial institution, such as a bank, and by comparing itemized charges against expected charges identified by the user.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.