Payer direct hub
US7676434B2 · kind B2 · utility
68Cited by
23References
22Claims
0Family size
Assignee
Inventor
Key dates
| Filing date | Jan 17, 2008 |
| Grant date | Mar 9, 2010 |
| Priority date | — |
| Expiry date | Feb 23, 2028 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/03
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system and methods for processing payment requests submitted by a payer through a single user interface. The system obtains a merchant identification and a processing platform associated with each payee. The system receives at least one payment request from the payer. Payment instructions are generated based on each payment request received from the payer. The system routes each of the payment instructions to an acquirer processor for authorization to be processed as a credit card transaction.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.