Check accepting and cash dispensing automated banking machine system and method

US7677442B2 · kind B2 · utility

Assignee

• DIEBOLD, INC. · US

Inventors

• Thomas A. VanKirk · Wooster, US
• Jon E. Washington · Wilmington, US
• Brian Jones · Redmond, US
• William D. Beskitt · Canton, US
• Harry T. Graef · Bolivar, US
• David A. Peters · Tallmadge, US
• Damon J. Blackford · Akron, US
• Dale H. Blackson · Highland Heights, US
• Edward L. Laskowski · Seven Hills, US
• Songtao Ma · Wadsworth, US
• Tim Crews · Alliance, US
• Wayne Warren · Akron, US
• Martin J. Brown · Victoria, CA
• Todd Galloway · North Canton, US
• Kenneth Turocy · Wadsworth, US
• Douglas T. Dominick · North Canton, US
• Jason J. Smolk · Fairlawn, US
• Brian E. Lucas · Wilmington, US
• Bradley Lightner · Akron, US
• James Meek · Canton, US
• Robert W. Barnett · Louisville, US
• Mike Ryan · Canton, US
• James R. Kay · Uniontown, US
• Mark A. Ward · Canton, US
• Victor Bell · Alliance, US
• William McCarthy · Uniontown, US
• Matthew Pahl · Akron, US
• Keith Carpenter · Akron, US
• Laura Drozda · North Canton, US

Key dates

• Filing date: Mar 8, 2006
• Grant date: Mar 16, 2010
• Expiry date: Jan 14, 2029

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/20
• WIPO field: Control
• WIPO sector: Instruments

Abstract

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.