Check accepting and cash dispensing automated banking machine system and method

US7690561B1 · kind B1 · utility

Assignee

• DIEBOLD, INC. · US

Inventors

• Dale H. Blackson · Highland Heights, US
• Edward L. Laskowski · Seven Hills, US
• Tim Crews · Alliance, US
• Wayne Warren · Akron, US
• Victor Bell · Alliance, US
• William McCarthy · Uniontown, US
• Matthew Pahl · Akron, US
• Martin J. Brown · Victoria, CA
• Todd Galloway · North Canton, US
• Robert W. Barnett · Louisville, US
• Mike Ryan · Canton, US
• James R. Kay · Uniontown, US
• Mark A. Ward · Canton, US
• David A. Peters · Tallmadge, US

Key dates

• Filing date: Feb 19, 2008
• Grant date: Apr 6, 2010
• Expiry date: Mar 26, 2028

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/20
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A card actuated automated banking machine system and method accepts checks and dispenses cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the banking machine in exchange for the deposited check.