System and method for providing authentication and authorization utilizing a personal wireless communication device
US7697920B1 · kind B1 · utility
Assignee
Inventor
Key dates
| Filing date | May 5, 2006 |
| Grant date | Apr 13, 2010 |
| Priority date | — |
| Expiry date | May 1, 2028 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04W12/068
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
An authorization and authentication system utilizing a mobile communication device. The authentication and authorization system enables a trusted server, in conjunction with a user controlled mobile communication device (which has been registered with the trusted site), to authorize a transaction carried out at a transaction management system. An identity of the user is authenticated by a verification that the user is in possession of the mobile communication device. In this way, the transaction management system is able to effectuate an authorized transaction with confidence that the authorization was from the user and not a third party. In variations, the authentication is a multi-factor authentication, i.e., the user must both possess the mobile communication device and information, e.g., a password.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.