Consumer risk operations servicing system (CROSS) including real estate implementation
US7702575B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Feb 13, 2004 |
| Grant date | Apr 20, 2010 |
| Priority date | — |
| Expiry date | Apr 23, 2028 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/03
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
In an embodiment, integrated access to the collections and recovery process, including, for example, real estate loan-related aspects, is provided through a single GUI (graphical user interface) on a single workstation. Data and functions from incompatible legacy systems supported by different parties are integrated, such that collections and recovery representatives can access the systems, including mortgage servicing systems, through a single browser-based GUI that may be provided on a desktop access device. Additions and deletions of prior systems and functions may be facilitated through API's, pre-processors, and other functionality. An automated decision engine also may be utilized. Disclosed embodiments may be useful for the financial industry, including banking institutions and other lenders, as well as for entities that interact with the financial industry.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.