Electronic financial transaction with balancing invoice and credit items via page

US7707077B2 · kind B2 · utility

Assignee

• SAP AG · DE

Inventors

• Thomas Müller · Herzogenbuchsee, CH
• Jurgen Kohling · Hockenheim, DE

Key dates

• Filing date: Mar 28, 2003
• Grant date: Apr 27, 2010
• Expiry date: Jun 11, 2027

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/12
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

An electronic transaction, in which a payment amount is deducted from a customer account and added to a provider account, is prepared in cooperation between an account computer and a browser-enabled customer computer. The account computer forwards invoice and credit information as well as calculation instructions in portions of a page to the customer computer. The customer computer interprets a first page portion with a browser to present different invoice items and credit items on a screen. A user selection of the invoice and credit items is received and then the payment amount is calculated by offsetting the amounts of the invoice and credit items with instructions in a second page portion. Thereafter, a response with the payment amount is returned to the account computer.