Patent · US Active

Method and system for assisting a client in the transfer of usage of accounts at one or more financial institutions

US7716124B2 · kind B2 · utility

1Cited by
3References
16Claims
0Family size

Assignee

Inventors

Key dates

Filing dateSep 7, 2005
Grant dateMay 11, 2010
Priority date
Expiry dateAug 19, 2027

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q40/03
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A system and method of assisting a client transfer financial services using a first account to a second account collects relevant information and authorization from the client. The system and method maintains a database of counterparties providing services to clients of financial institutions and uses the information provided by the client and information in the database of counterparties to schedule and effect the transfer of the services. The system and method creates the necessary transfer information for each service to be transferred and dispatches the completed transfer information to each counterparty with a desired date for the transfer to be effected, the desired dates being selected in accordance with a cashflow analysis performed by the system and method of both the account at the previous financial institution and the account at the new financial institution.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.