Check accepting and cash dispensing automated banking machine system and method

US7721949B2 · kind B2 · utility

Assignee

• DIEBOLD, INC. · US

Inventors

• Thomas A. VanKirk · Wooster, US
• Jon E. Washington · Wilmington, US
• Brian Jones · Redmond, US
• William D. Beskitt · Canton, US
• Harry T. Graef · Bolivar, US
• David A. Peters · Tallmadge, US
• Damon J. Blackford · Akron, US
• Dale H. Blackson · Highland Heights, US
• Edward L. Laskowski · Seven Hills, US
• Songtao Ma · Wadsworth, US
• Tim Crews · Alliance, US
• Kenneth Turocy · Wadsworth, US
• Douglas T. Dominick · North Canton, US
• Jason J. Smolk · Fairlawn, US
• Brian E. Lucas · Wilmington, US
• Bradley Lightner · Akron, US

Key dates

• Filing date: Mar 8, 2006
• Grant date: May 25, 2010
• Expiry date: Mar 25, 2029

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/202
• WIPO field: Control
• WIPO sector: Instruments

Abstract

An automated banking machine system and methods includes ATMs which accepts checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.