Check accepting and cash dispensing automated banking machine that operates responsive to data bearing records

US7748615B2 · kind B2 · utility

Assignee

• DIEBOLD, INC. · US

Inventors

• Thomas A. VanKirk · Wooster, US
• Jon E. Washington · Wilmington, US
• Brian Jones · Redmond, US
• William D. Beskitt · Canton, US
• Harry T. Graef · Bolivar, US
• David A. Peters · Tallmadge, US
• Damon J. Blackford · Akron, US
• Dale H. Blackson · Highland Heights, US
• Edward L. Laskowski · Seven Hills, US
• Songtao Ma · Wadsworth, US
• Tim Crews · Alliance, US
• Kenneth Turocy · Wadsworth, US
• Douglas T. Dominick · North Canton, US
• Jason J. Smolk · Fairlawn, US
• Brian E. Lucas · Wilmington, US
• Bradley Lightner · Akron, US

Key dates

• Filing date: Nov 10, 2008
• Grant date: Jul 6, 2010
• Expiry date: Nov 16, 2028

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/202
• WIPO field: Control
• WIPO sector: Instruments

Abstract

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs are also operated to read particular data from deposited currency bills in order to determine counterfeit bills. The ATMs dispense cash responsive to communications with a transaction host.