Systems and methods for automatically preventing delinquency of payment on financial accounts
US7753261B2 · kind B2 · utility
21Cited by
9References
22Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Jun 28, 2005 |
| Grant date | Jul 13, 2010 |
| Priority date | — |
| Expiry date | Mar 24, 2028 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/00
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Methods and systems are disclosed for automatically preventing delinquency of payment on financial accounts. In one implementation, methods or systems may be provided for associating a credit cardholder's account to the cardholder's bank account. If the cardholder fails to make a required monthly payment on the credit card account, the required payment is automatically withdrawn from the bank account prior to credit card account being reported as delinquent.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.