Interactive health insurance system

US7769606B2 · kind B2 · utility

Inventors

• H. Keith Boone · Duluth, US
• Cecil R. Dearborne · Chicago, US
• Brian S. Kaplan · San Francisco, US
• Laurie H. Maiser · Plymouth, US
• David D. Montgomery · New York, US
• Gayle Y. Popp · Morristown, US
• Glenn A. Stolar · Chanhassen, US
• Deborah L. Worrell · Naperville, US
• Jim D. Emery · Chapel Hill, US
• Stuart R. Friedman · Chicago, US
• Melissa H Nuttall · Chicago, US
• Praveen G. Thadani · Roselle, US
• Nada M. Hakimi · Chicago, US
• Katherine B. Hatting · Berwyn, US
• William P. Whitely · Wayzata, US
• David Rey · Lafayette, US
• Robert S. Frisch · Newton, US
• Brian Johnson · Saltash, GB

Key dates

• Filing date: Jul 1, 2002
• Grant date: Aug 3, 2010
• Expiry date: Dec 13, 2026

Classification

• Technology area (CPC Y): Emerging Cross-Sectional Technologies
• CPC primary: Y10S707/99948
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A method for administrating healthcare services allows providers to select cost-sharing levels for each service. Cost-share selections and other provider practice characteristics are stored in a dynamic, cost-sharing database. Individuals seeking a provider can access the database through a network and perform a provider search based on selected criteria. Individuals that receive services from a provider pay the appropriate cost-share at the time of service, and an administrator pays an additional amount based on a fee schedule specifying the amount the administrator will pay for the specified service.