Patent · US Active

User interface for a financial advisory system

US7774257B2 · kind B2 · utility

189Cited by
82References
40Claims
0Family size

Assignee

Inventors

Key dates

Filing dateNov 1, 2007
Grant dateAug 10, 2010
Priority date
Expiry dateNov 1, 2027

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q40/08
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A financial advisory system and a user interface for such a system are provided. According to one embodiment, information regarding a retirement income goal of an individual is received. Multiple input values for corresponding decision variables are also received. The decision variables include an indication regarding a target retirement age for the individual, an indication regarding anticipated monetary contributions directed toward the retirement income goal and an indication regarding the individual's risk tolerance. A probability distribution dependent upon the decision variables is generated based on simulated market return scenarios and representing a set of possible future portfolio values based on the plurality of inputs. Finally, feedback regarding the likelihood of the individual achieving the retirement income goal is provided in view of the input values by graphically depicting one or more of the set of possible future portfolio values relative to a graphical indication of the retirement income goal.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.