Check accepting and cash dispensing automated banking machine system and method controlled by records bearing check maker identity data

US7780077B1 · kind B1 · utility

Assignee

• DIEBOLD, INC. · US

Inventors

• Wayne Warren · Akron, US
• Dale H. Blackson · Highland Heights, US
• Tim Crews · Alliance, US
• Victor Bell · Alliance, US
• William McCarthy · Uniontown, US
• Matthew Pahl · Akron, US
• Martin J. Brown · Victoria, CA
• Todd Galloway · North Canton, US
• Robert W. Barnett · Louisville, US
• Mike Ryan · Canton, US
• James R. Kay · Uniontown, US
• Mark A. Ward · Canton, US
• David A. Peters · Tallmadge, US
• Edward L. Laskowski · Seven Hills, US

Key dates

• Filing date: Aug 25, 2008
• Grant date: Aug 24, 2010
• Expiry date: Aug 25, 2028

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/20
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the ATM in exchange for the deposited check.