Automated banking machine system and method

US7789295B2 · kind B2 · utility

Assignee

• Diebold Self-Service Systems, Division of Diebold, Incorporated · US

Inventors

• Mark D. Smith · Panama City, US
• Atta Mateen · Minnetonka, US
• David E. Kolinski-Schultz · Canton, US
• Dale H. Blackson · Highland Heights, US
• Natarajan Ramachandran · Uniontown, US

Key dates

• Filing date: Jun 22, 2007
• Grant date: Sep 7, 2010
• Expiry date: Jun 22, 2027

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/211
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a coin dispenser (178), a display (182), a check imaging device (186) and at least one processor (190). The automated banking machine is operative responsive to receiving a check and certification data to dispense cash in exchange for the check. The person presenting the check need not provide user identifying inputs through input devices in order to receive cash for the check. A check recipient prior to presenting the check for payment is also enabled to verify that the check will be paid through communication with at least one computer (204) through at least one consumer interface device (208).