Patent · US Active

Systems and methods for implementing person-to-person money exchange

US7792720B2 · kind B2 · utility

2Cited by
19References
6Claims
0Family size

Assignee

Inventors

Key dates

Filing dateOct 8, 2004
Grant dateSep 7, 2010
Priority date
Expiry dateDec 29, 2027

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q40/03
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A system conducts online financial transactions between individuals or between individuals and entities such as banks, merchants and other companies. Each user establishes an online account, which is used to transfer funds to and from other online accounts. Any user may initiate a send money transaction or a request payment transaction with any other entity provided that entity has an e-mail address. The online fund transfer may include a verification of a user's information including verifying a mailing address.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.