Patent · US Expired

Method and apparatus for analyzing financial data

US7797207B1 · kind B1 · utility

89Cited by
69References
22Claims
0Family size

Assignee

Inventors

Key dates

Filing dateJul 24, 2000
Grant dateSep 14, 2010
Priority date
Expiry dateJul 22, 2021

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q99/00
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A system analyzes multiple financial accounts having a common account holder and identifies a particular attribute, such as interest rate, associated with each of the multiple financial accounts. The system then makes a determination regarding whether an adjustment of funds among the multiple financial accounts would benefit the account holder. If the adjustment of funds would benefit the account holder, then recommending the adjustment of funds to the account holder and offering to perform the recommended adjustment of funds. The system executes the adjustment of funds if the account holder accepts the offer to perform the recommended adjustment of funds.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.