Credit authorization systems and methods
US7797229B2 · kind B2 · utility
2Cited by
2References
22Claims
0Family size
Assignee
Inventor
Key dates
| Filing date | Apr 23, 2004 |
| Grant date | Sep 14, 2010 |
| Priority date | — |
| Expiry date | Aug 13, 2027 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/03
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems and methods for credit authorization are provided. In accordance with one embodiment, a method is provided for authorizing a credit request of customers of at least a first online shop and a second online shop. The method includes receiving a credit request from at least one of the first online shop and the second online shop, wherein the credit request is indicative of a requested credit amount by one of the customers. The method further includes accepting the credit request if the global payment obligation plus the credit amount does not surpass the global credit limits.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.