Automated confirmation of transit card fund replenishment
US7797248B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Jul 11, 2008 |
| Grant date | Sep 14, 2010 |
| Priority date | — |
| Expiry date | Jul 11, 2028 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F7/02
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
An electronic transit fare payment system is disclosed. The system comprises a plurality of mobile devices adapted to store a transit fare payment application and a server in wireless communication with the mobile devices. The transit fare payment application decrements a transit fare funds balance by a fare amount after completing a transit ride, wirelessly requests a top-up of the transit funds balance when the transit funds balance drops below a threshold, wirelessly receives a top-up instruction, increments the transit fare funds balance in response to executing the top-up instruction, and wirelessly transmits a top-up confirmation. The server receives the request for the top-up, charges the top-up to a credit card associated with the mobile device requesting the top-up, transmits the top-up instruction to the mobile device requesting the top-up, receives the top-up confirmation. When the top-up confirmation is not received, the server requests top-up confirmation from the mobile device. When the mobile device does not reply to the request, the server analyzes a transit fare transaction history associated with the mobile device to determine that the top-up has completed. When t…
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.