Methods and apparatus for facilitating a transaction

US7805376B2 · kind B2 · utility

Assignee

• American Express Travel Related Services Company, Inc. · US

Inventor

• Michael Smith · Canton, US

Key dates

• Filing date: Mar 19, 2003
• Grant date: Sep 28, 2010
• Expiry date: May 13, 2027

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/02
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system, method, apparatus, means, and computer program code for conducting a transaction include identifying information defining a transaction including at least a transaction amount, identifying an account identifier to associate with the transaction, and establishing a pre-authorization record associated with the account identifier, the pre-authorization record including an authorization restriction based on the transaction amount.