Patent · US Active

Web-based payment system and method

US7818251B2 · kind B2 · utility

2Cited by
3References
24Claims
0Family size

Assignee

Inventors

Key dates

Filing dateOct 8, 2002
Grant dateOct 19, 2010
Priority date
Expiry dateAug 19, 2029

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06F16/25
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A payment processing method comprises receiving at a host computer system payment information from a client computer, wherein the payment information relates to a payment from a consumer. The method further comprises verifying at least a portion of the payment information and storing at least a portion of the payment information in a database. The method further comprises transmitting a first electronic file comprising at least a portion of the payment information to a financial institution, thereby initiating processing of the payment and transmitting a second electronic file comprises at least a portion of the payment information to a client computing system. The method also comprises responding to a request for historical information by transmitting to a user computer system a third electronic file comprising at least a portion of the payment information.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.