Patent · US Active

Accessing financial accounts with 3D bar code

US7845558B2 · kind B2 · utility

90Cited by

1References

16Claims

0Family size

Assignee

FIRST DATA CORPORATION · US

Inventors

Layne Beemer · Blair, US
Christopher L. Toomer · Parker, US
Steven E. Arthur · Parker, US

Key dates

Filing date	Nov 11, 2008
Grant date	Dec 7, 2010
Priority date	—
Expiry date	Nov 11, 2028

Classification

Technology area (CPC H)Electricity
CPC primaryH04M2250/52
WIPO fieldControl
WIPO sectorInstruments

Abstract

A three dimensional (3d) bar code can be affixed to a financial instrument (e.g., the credit card) sent to a consumer. Upon receiving the financial instrument, the consumer can acquire an image of the 3D bar code with an image capture device (e.g., a camera) of a mobile device. The mobile device can interpret or decode the 3D bar code to extract a web address. The mobile device may then send a request for a web page associated with the web address, which could be returned by the web server at the financial institution. The web page may allow the consumer to enter personal information. Upon receiving the personal information, the financial institution can verify the information, authenticate the consumer, and activate the financial account.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.