Patent · US Active

Method and apparatus for network transactions

US7849020B2 · kind B2 · utility

290Cited by
22References
8Claims
0Family size

Assignee

Inventor

Key dates

Filing dateMar 15, 2006
Grant dateDec 7, 2010
Priority date
Expiry dateOct 27, 2027

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04L63/0807
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A method is provided to authorize an online transaction between a purchaser and a merchant. The method includes providing, via an identity provider, verification of an identity of the purchaser. The method also includes providing, via a payment provider, verification of an ability of the purchaser to pay for the transaction, where the identity provider and the payment provider are different network entities. A computer system is also provided that can conduct an online transaction between a purchaser and a merchant providing one or more goods and/or services. The computer system includes a first node configured to provide verification of an identity of the purchaser, and a second node configured to provide verification of an ability of the purchaser to pay for the transaction, where the first node and the second node are associated with different network entities.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.