Method and system for managing loyalty program information on a phone

US7861919B2 · kind B2 · utility

Assignee

• Visa U.S.A. Inc. · US

Inventors

• Paul Spaeth · Rue de l'Église, US
• Douglas Jones · San Francisco, US
• Bryan Shimko · Scottsdale, US
• James G. Gordon · Parramatta, AU
• Kim Madore · Markham, CA
• Marc Black · Midland, US
• James Mazour · St. Louis Park, US
• Michael Salters · Plymouth, US

Key dates

• Filing date: Sep 17, 2009
• Grant date: Jan 4, 2011
• Expiry date: Sep 17, 2029

Classification

• Technology area (CPC Y): Emerging Cross-Sectional Technologies
• CPC primary: Y10S707/99953
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system for managing token image replacement is provided. The system includes a remote server, a token acceptance device, such as a personal computer (PC), connected to the remote server, a token, such as a phone, that can be read by the PC, and a token image server. Using application logic and rules, the remote server is able to read the token image on the token and determine if the image on the phone needs to be updated. The remote server forwards a backup token image to the PC which, in turn, writes the backup token image including transaction information to the phone. Once the backup token image is written onto the phone, subsequent interactions with the system would not initiate an update.