Electronic settlement system, settlement apparatus, and terminal
US7865401B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Feb 8, 2007 |
| Grant date | Jan 4, 2011 |
| Priority date | — |
| Expiry date | Aug 2, 2029 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F7/1075
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A simple, easy, and safe electronic settlement system is provided. A user terminal such as a cellular phone is wirelessly connected to a synchronizing server. A cashier server of a mail order retailer activates a virtual cashier terminal, and connects to the synchronizing server. The synchronizing server sets a transaction identifying number in order to identify the transaction, and sends to the user terminal information about the cashier server and the transaction identifying number. A user confirms the cashier server, and returns the transaction identifying number to the synchronizing server. The synchronizing server completes a transaction between the virtual cashier terminal and the user terminal, both of which are corresponded to each other by the transaction identification number. The user can complete a settlement of mail order without telling his or her personal information such as a credit card number or a password to a mail order retailer. A security of the system is improved.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.