Method and system for completing a transaction between a customer and a merchant

US7890393B2 · kind B2 · utility

Assignee

• eBay Inc. · US

Inventors

• Vincent W. Talbert · Cockeysville, US
• Thomas H. Keithly · Monkton, US
• Daniel Allen Hirschfeld · Timonium, US
• Mark L. Lavelle · Towson, US

Key dates

• Filing date: Feb 7, 2002
• Grant date: Feb 15, 2011
• Expiry date: Sep 6, 2025

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/12
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A computer-implemented method and system for completing a transaction between a customer (10) and at least one merchant (20), including the steps of: (a) initiating a transaction by the customer (10) with a merchant (20); (b) communicating an authorization request, including customer data and transaction specific data, by the merchant (20) to a transaction system (26); (c) authenticating the customer (10) by the transaction system (26); (d) authorizing the transaction by the transaction system (26); (e) communicating the authorization response by the transaction system (26) to the merchant (20); and (f) completing the transaction between the merchant (20) and the customer (10). An apparatus for implementing the method is disclosed.