Dual card

US7917432B2 · kind B2 · utility

Assignee

• Starbucks Corporation · US

Inventors

• Colette Courtion · Seattle, US
• Mary Stumpf · Seattle, US

Key dates

• Filing date: Sep 16, 2004
• Grant date: Mar 29, 2011
• Expiry date: May 21, 2027

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F7/125
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A dual card, which facilitates payment for goods or services from either a credit account or a stored value account, operates on both an open network and a closed network. The dual card is a payment card that integrates the ability to provide credit privileges and stored value privileges to a cardholder of the dual card. The features, benefits, and advantages of a stored value card are integrated with the credit card aspects of the dual card. The benefits, features, and advantages of a credit card are integrated with a stored value card.