Patent · US Active

Mobile wireless financial instrument for automatically selecting a payment instrument

US7930249B2 · kind B2 · utility

12Cited by
8References
31Claims
0Family size

Assignee

Inventor

Key dates

Filing dateMar 5, 2008
Grant dateApr 19, 2011
Priority date
Expiry dateJun 12, 2029

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q20/327
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

The specification and drawing figures describe and illustrate a point-of-sale payment system. The point-of-sale payment system includes a mobile wireless communications instrument having at least one data processor. The data processor is capable of automatically selecting a payment instrument for transmitting a payment sum across a mobile wireless communications network and, if necessary, a credit network. The point-of-sale payment system may also include a data transmission subsystem for receipt, storage, processing, and transmittal of data across the wireless communications network and/or the data transmission subsystem.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.