Pre-funded health insurance
US7933788B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Nov 30, 2007 |
| Grant date | Apr 26, 2011 |
| Priority date | — |
| Expiry date | Dec 18, 2028 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q10/10
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
An intermediary provides pre-funded health insurance to consumers by receiving and processing consumer information and initiating agreements with consumers and with health care providers to implement pre-funded insurance policies, for example, post-retirement health insurance policies. The intermediary may receive information corresponding to the consumer's age, income, health characteristics, and risk factors, as well as the type of insurance coverage desired. A retirement date and a consumer payment schedule for the health insurance policy may be determined based on the consumer information provided. Upon retirement, the intermediary may then pay insurance premiums to a health insurance provider on behalf of the consumer.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.